You Need a Budget - A Budget for Variable Income Earners

Posted on January 6th, 2012 by thetshirtnexus.
Categories: General Business.

I’m on a free trial of a budget software app that has me very excited. [My old accounting professor would be shocked to hear that] Why am I excited? Because it’s a budget that’s 1. easy to use (so far) and 2. ACTUALLY works for folks with a variable income!!

It seems that most budget / financial software or online apps seem to assume that you have a fixed income, or at least can estimate pretty closely how much you make per month. But for freelancers and shopkeepers we can be on “feast or famine” at any given time. This bit of software helps you budget around that but… it’s just one part of a bigger equation which you can choose to participate in or not. The bigger equation includes 4 main concepts of how to budget, which leads one to stop living paycheck to paycheck because your budget takes the variation into account. This info is given free, via forums, videos, and webinars. I attended one webinar (one hour long which included questions from the attendees) and found it helpful, however just reading the short bit on their website was enough to get me started with no problem.

Anyway, if you’d like to try the free trial period along with me, you can go there by clicking the graphic below (it has my affiliate link in it):

Or you can wait until I’m done with my trial and for my write up on it. While I’m liking it so far, I also like that I know I can export my data into a spreadsheet friendly format if I don’t decide to buy the software so my work won’t be wated. Anyway, since it’s still New Year’s Resolution time, I thought some of you might want to jump in and see how the water is so feel free to click on the above and join me :)

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